Advance Journal of Econometrics and Finance

Articles

• Artificial Intelligence Adoption and Quality Assurance in Higher Education: Opportunities, Challenges, and Implications for Institutional Effectiveness

  Muhammad Hassan Ghulam Muhammad, Sohail Ajmal Butt , Ali Raza Qureshi

  1094-1101

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• The Effect Of Capital Structure On Firm Performance: Evidence From Pharmaceutical Industry Of Pakistan

  Ammar Ahmed Siddiqui, Dr. Muhammad Muzammil

  1102-1110

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• Digital Marketing Adoption and SME Business Performance in Malakand Division: Examining Adoption Outcomes and the Barriers SMEs Face

  *Sahibzada Junaid Anjum, Muhammad Rooh Ullah, Muhammad Essa Khan, Luqman Said, Sikandar Usman, Adil Hassan

  1122-1131

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• Carbon Emissions, Renewable Energy Transition, and Economic Growth in Pakistan: Evidence from a Nonlinear ARDL Approach

  Sadia Mustafa*, Bakhtawar Zafar, Haider Ali Qureshi

  1133-1141

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• Cognitive and Emotional Drivers of Real-Time Investment Decision Behavior: Evidence from Digital Investors

  Umar Hayat*, Ume Roman, Zainab Kausar Khan, Mehak Ali

  1142-1158

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• Determinants of Occupational Segregation in Labor Market: A Case Study of Urban Punjab, Pakistan

  Hamna Shafiq, Maria Faiq Javaid, Shabbir Ahmad, Atif Khan Jadoon*

  1175-1187

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• Migration As A Governance Signal: World Bank Governance Indicators Predict Beoe Outflow Volumes In Pakistan (1996-2024)

  Farzanda Aslam*, Zainab Shabbir

  1188-1197

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• Linking Profitable Firms With Esg: Evidence From Asian Markets With The Capital Structure As A Moderator

  Muhammad Ali Shah*, Dr Ayesha Rehan

  1198-1210

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• The Nexus between Terms of Trade Volatility and Output Growth Volatility: Evidence from Lower-Middle-Income Economies

  Fazal Bari, Shahid Ali

  1210-1218

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• Foreign Direct Investment in the Energy Sector: A Catalyst for Economic Growth in Emerging Economies (1975-2024): Evidence from the Pre- and Post-COVID-19 Periods

  Jamil Ahmed Channa, Prof. Dr. Naveed Ahmed Shaikh, Dr Majid Hussain Phul, Laat Azadi

  1219-1235

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• Financial Innovation and Islamic Financial Institution’s Performance: Examining the Mediating Role of Corporate Social Responsibility

  Dr. Muhammad Arshad*, Umar Akbar, Javeria Islam

  1236-1253

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• Cryptocurrency Market Volatility and Its Spillover Effects on Traditional Financial Markets

  Duaa Liaqat, Ejaz-ur-Rehman , Najwa Liaqat

  1254-1261

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• Machine Learning Applications in Climate Finance, Energy Systems and Sustainable Economic Policy

  Madeeha Rahman*, Zainab Kashif, Laiba Noor

  1262-1274

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• The Impact of Corporate Social Responsibility (CSR) Initiatives on Employee Attraction and Retention

  Muhammad Farooq Jan, Ibrahim Khan , *Dr. Asghar Kamal, Palwasha Khan

  1-7

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• Adoption of Mobile Wallets in Pakistan: Trends, Determinants, and Financial Inclusion Implications (FY2019–FY2025)

  Dr. Qazi Mumtaz Ahmed , Dr. Ashfaque Ali Banbhan

  8-18

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• Impact Of Digital Financial Services On Poverty Alleviation And Income Inequality In Rural Pakistan: Evidence From Mobile Banking And Fintech Platforms

  Hussain sardar*, Dr. Syed Umer Farooq, Dr. Mahboob Ullah, Aroob Bin Habib

  19-26

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• Analysis of the Factors Affecting Choice of Debt Capital: A Case Study of Multinational Corporations Operating in Pakistan

  Dr. Maria Shaikh, Prof. Dr. Imamuddin Khoso

  27-33

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• Behavioral Biases and Risk Appetite in The Era of Mobile Trading Apps: An Empirical Study of Retail Investors in Islamabad, Pakistan https://doi.org/10.5281/zenodo.19438261

  Dr. Abdul Waheed Khan, Dr. Fayaz Ahmed Soomro, Muhammad Zain Ullah, Muhammad Tariq

  34-40

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• Designing Financial Systems for Pandemic Preparedness: An Integrated Framework for Adaptive and Accountable Global Health Financing

  Kaleem Ullah Khan

  52-54

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• The Impact Of Financial Inclusion And Institutional Quality On Bank Efficiency Moderated By Economic Freedom: Evidence From Low-Income Countries

  Hassan Mahmood, Temoor Anjum , Anum Shafique, Muhammad Hanif

  55-64

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• Financial Development, Renewable Energy, and CO₂ Emissions: A Method of Moments Quantile Regression Analysis of Next-11 Countries

  Dr. Sheeba Zafar* (CA), Dr. Aqeel Ahmed , Dr. Safia Begum , Jawad Ali Shah

  65-77

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• The Feminine Financial Lens: A Qualitative Inquiry into Women Investors behaviour at Pakistan Stock Exchange

  Madiha Hashmi, Moazzam, Muhammad Abubakar , Anum Saeed, Muqaddas Naz

  78-93

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• Corporate Governance as a Constraint on Earnings Management: Evidence from Emerging Economies

  Saira Aslam, Dr. Temoor Anjum , Dr. Muhammad Hanif , Dr. Sidra Shahzadi

  103-108

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• Terrorism and Political Economy in Balochistan: Assessing the Structural Disruptions to Regional Development

  Akram Jan Jaffar , Mian Gul Khan , Zeeshan Ullah, Dr. Nafid Khan

  109-120

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• Impact Of Capital Structure On Decision Making: A Study Of Financial Flexibility, Profitability, And Organizational Growth

  Noman Tariq

  121-134

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• The Role of Education In Agricultural Output And Labor Allocation: A Case Study of Rural Pakistan

  Syed Immad Uddin Hussaini, Maria, Dr. Ambreen Fatima

  135-143

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• Behavioral Biases And Stock Market Volatility: Evidence From Individual Investors In The Pakistan Stock Exchange

  Hussain sardar*, Dr. Mahboob Ullah Kamal, Yasir Khan Khalil, Muhammad Farhan Amjad

  158-168

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• Green Banking Practices, Sustainable Environmental Performance and Profitability of Commercial Banks https://doi.org/10.5281/zenodo.19724947

  Agha Adnan Khan, Shahar Bano

  169-179

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• Harnessing Solar Potential in Pakistan: A Review of Renewable Energy Policies and Future Prospects

  Zeeshan Ali, Kamal Ud Din, Muhammad Ali Farid, Aliah Batool

  180-193

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• Impact of Financial Development and Trade Liberalization on Total Factor Productivity: Evidence from Export and Non-Export Firms of Pakistan

  Dr. Usman Shaukat Khan

  194-206

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• China's Belt and Road Initiative: Opportunities and Challenges for Renewable Energy Cooperation

  Hira Mehfooz*, Tabish Manzoor, Roshan Bashir, Sara Rahman

  207-225

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• The Practical Application Of Hedge Accounting Under Ifrs 9 And Its Impact On Financial Reporting

  Muhammad Muaz Naeem Shaikh, Babar Saleem, Muhammad Yousuf

  226-240

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• Exploring the Impact of Digitalization on Economic Growth: Evidence from Emerging Markets

  Shagufta Andleeb, Iqra Shafi, Faiz Muhammad, Shumaila Saleem

  241-254

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• Corporate Social Responsibility (CSR), Consumer Trust, and Financial Performance: A Triangular Model of Management–Marketing–Finance Integration

  Dr. Tahir Imran Gulzar, Dr. Faisal Masud, Dr. Syed Khalid Ahmed, Muhammad Arsal Latif

  255-267

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• Internal Control Effectiveness as a Moderator in the Relationship Between Corporate Social Responsibility and Firms' Financial Performance: Evidence from Pakistan

  Muhammad Ashraf, Dr. Khalid Rehman

  287-307

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• Do Remittances Promote or Constrain Growth? Evidence from South Asian Economies

  Aroosa Andleeb , Dr. Abdul Manan Tauqeer

  308-320

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• Impact of Net Export on Gross Domestic Product (GDP) of Pakistan

  Shahid Iqbal, Saad Saif, Kiran Bano

  321-330

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• FinTech Adoption under Perceived Risk: The Mediating and Moderating Role of Trust, Usefulness, and Digital Literacy

  Saba Imam

  331-344

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• Ownership Structure, Audit Quality, And The Governance–Performance Nexus: Dynamic Panel Evidence

  Asim Khan, Aniqa Arslan, Arslan Qayyum

  345-359

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• Corporate Responsibility and Organizational Culture as Strategic Drivers of Employee Commitment: Evidence from Riyadh’s Destination Management Companies

  Idrees Gul, Imran Khan

  360-369

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• Credit Risk and Bank Performance in Emerging Markets. A Dual Protocol Systematic Review with Evidence from Pakistan

  Raza Ali, Dr. Jameel Ahmed

  370-385

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• An Analysis of the Macroeconomic, Structural, and Institutional Factors Affecting Tax Revenue in Pakistan: Evidence from an ARDL Model

  Muhammad Ali Abrar, Muhammad Azmat Hayat

  386-409

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• Technological Innovation in FinTech and Its Role in Advancing Financial Inclusion: A Comprehensive Literature Review

  Osama Bin Shahid, Muhammad Tayyab Kashif, Asad Javed

  410-428

  • Pdf

• Does the Marshall-Learner Condition Hold for Pakistan? Exchange Rate Elasticity, and the Long-Run Determinants of Export Earnings

  Aroosa Andleeb

  429-441

  • Pdf

• Volatility Repercussion on Shariah and non-Shariah Stock Market Indices for India and Pakistan through ARCH & GARCH Techniques

  Dr. Sarfaraz Nawaz Khatri, Dr. Muhammad Aqil, Dr. Asif Ali Abro

  442-450

  • Pdf

• From Industry 4.0 To Industry 5.0: The Role of Green HRM, Hybrid Work Systems, And Ethical Ai Governance in Achieving Sustainable Organizational Performance in Saudi Arabia’s Pilgrim Facilitation Sector

  Dr. Aftab Alam Khan, Junaid Ahmad

  451-459

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• From Control to Credibility: How Digital Marketing and Strategic Project Management Expose or Mask Organizational Hierarchies

  Usman Rehmat, Sumaira Rasheed

  460-466

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• Digital Transformation in KSA: Assessing the Adoption of Blockchain and Smart Contracts under Vision 2030

  Muhammad Fahad Malik

  467-486

  • Pdf

• Does Financial Inclusion Outcome is Supporting Formal Borrowing among Individuals

  Waqas Shair, Sadia Hameed, Farzana Tabbasum, Badar un Nisa

  487-498

  • pdf

• Secure Smart Contract Engineering and Software Development Practices for Resilient FinTech Blockchain Systems

  Edimer Mahecha Contreras

  499-506

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• Decentralized Digital Wallets in Pakistan and the UK: Leveraging Blockchain for Secure, Low-Cost Cross-Border Payments and Financial Inclusion

  *Farah Arzu, Syeda Iqra Amjad, Fawad Ahmad Abbasi, Dr. Kashif Abrar, Samad Wasi

  507-520

  • pdf

• SDGs Washing vs Genuine Innovation: The Mediating Role of Sustainability Innovation Authenticity and the Moderating Role of Stakeholder Pressure

  Farah Shaikh, Sonia Baloch, Geeta

  521-536

  • Pdf

• Psychological Capital as a Driver of Entrepreneurial Satisfaction: Assessing the Mediating Effect of Burnout

  Dr. Sarfraz Ali Malak, Saeed Ahmed, Dr. Tayyaba Gul

  537-550

  • pdf

• ESG DISCLOSURE, GREEN INNOVATION, AND FIRM VALUE NEXUS: EVIDENCE FROM EMERGING MARKETS OF PAKISTAN

  Muhammad Jawad Gohar, Dr. Mahboob Ullah, Dr. Zeeshan Khan, Raja Abdul Wahab , Fatimah Ather

  551-559

  • Pdf

• Digital Service Quality and Customer Loyalty: A Systematic Review of Trust and Perceived Value in Online Banking https://doi.org/10.5281/zenodo.20346246

  Muhammad Tayyab Kashif, Junaid Babar, Sajjad Haider Khan

  560-565

  • PDF

• OPEN-ENDED MUTUAL FUNDS AS A TOOL TO STRENGTHEN THE NATIONAL ECONOMY: EVIDENCE FROM PAKISTAN IN THE PROSPECT OF BUDGET – 2026

  Dr. Mehwish Bhatti, Syed Ismail Shah, Quratulain Mahoto

  566-570

  • Pdf

• Economics of Modern Low-Cost and High-Volume Warfare: Gamification, Asymmetry, and Policy Adaptation

  Hidayat Ullah Khan*, Javed Anwar, Muhammad Zaib

  571-588

  • pdf

• Do Investment Efficiency and Earnings Quality Matter for Firm Performance? Evidence from an Emerging Economy

  Sania Yaqoob, Muhammad Talha, Muhammad Adil*

  589-599

  • pdf

• IMPACT OF RESEARCH AND DEVELOPMENT ON THE VALUE ADDITION OF SERVICES: STRUCTURAL TRANSFORMATION OF PAKISTAN AND INDIA

  Hatib Ahmed Khan , Dr. Tahir Mehmood

  600-636

  • Pdf

• BALANCING WORK AND LIFE: HOW PERSONAL AND PROFESSIONAL HARMONY AND JOB ENGAGEMENT SHAPE WORKFORCE EFFECTIVENESS IN PAKISTANI ORGANIZATIONS EMPIRICAL EVIDENCE FROM PUBLIC AND PRIVATE SECTOR EMPLOYEES (2022–2026)

  Dr. Mehwish Bhatti*, Ali Akbar Jalbani, Dr Sumera Aslam

  637-643

  • Pdf

• Corporate Governance and Stage-Wise Banking Efficiency: Evidence from a Multi-Layer Two-StageNetwork DEA Framework

  Khadim Hussain*, Prof. Dr. Muhammad Abbas

  652-675

  • pdf

• Beyond Western Dominance? The Rise of Asia and the Middle East in Global Tourism

  Dr. Muhammad Kashif*, Sahibzada Junaid Anjum, Adil Hassan, Sikandar Usman, Asad Ullah, Muhammad Essa Khan, Luqman Said

  675-690

  • pdf

• Effect Of Digital Economy on The Economic Development of Pakistan

  Dr. Syed Aziz Rasool, Dr. Zeeshan Hamid, Muhammad Ali Khan

  692-703

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• GENDER INEQUALITY, EMPLOYMENT, AND ECONOMIC DEVELOPMENT: A PANEL QUANTILE REGRESSION ANALYSIS OF SELECTED ASIAN COUNTRIES

  Muhammad Sonail, Xu Deyi, Mahneemah Khitab, Muhammad Shoaib, Muhammad Yaseen

  704-721

  • pdf

• Impact of AI-Driven HRM and Digital Capability on Future Work Adaptability: Mediating Role of Workforce Future-Readiness

  Moazzam Latif Rana, Inam Ullah Khan, Muhammad Usman, Numan Shehzad, Hannan Afzal

  722-729

  • pdf

• THE GREEN PARADOX REVISITED: RENEWABLE ENERGY, ECONOMIC GROWTH, AND CARBON EMISSIONS IN A PANEL OF 58 COUNTRIES (2000–2021)

  Muhammad Abu Bakar Iqbal, Zona Raashid, Manal Akhtar

  730-738

  • Pdf

• Islamic FinTech Innovation, Digital Service Quality, and the Adoption Intention of Islamic Digital Banking in Pakistan: The Mediating Role of Perceived Trust and the Moderating Effect of Financial Literacy

  Khawaja Masood Raza, Imran Abdul Aziz, Syed Iradat Abbas , Muhammad Asim

  739-750

  • PDF

• The Impact of Artificial Intelligence Adoption on Financial Decision-Making Effectiveness: The Mediating Role of Data Analytical Capability and the Moderating Effect of Firm Size

  Mubashir Zaman, Dr. Noor Fatima

  751-762

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• FROM TEACHERS' CREATIVITY TO STUDENTS' CURIOSITY: THE MEDIATING ROLE OF ENTREPRENEURSHIP EDUCATION IN BUSINESS SCHOOLS OF HYDERABAD, SINDH, PAKISTAN

  Dr. Annam Inayat, Dr. Mehwish Bhatti, Ranjeeta Mahraj

  763-772

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• From Green Intentions to Golden Returns: The role of Innovation in achieving Sustainability Performance

  Mr. Asif Raza , Moin Ahmad Moon* , Allah Ditta

  773-791

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• The Digital Divide And The Great Divergence: Internet Penetration, Economic Growth, And Income Inequality In a Panel Of 58 Countries (2000–2022)

  Muhammad Abu Bakar Iqbal*, Mohammad Usman Aftab, Sadaf Shaukat

  792-801

  • pdf

• Unlocking Sustainable Entrepreneurship through Green Finance: The Mediating Role of Green Innovation in Pakistani SMEs

  Dr Nadia Samo, Dr. Khalida Khan, Dr. Muhammad Naeem

  802-813

  • pdf

• Data Chaos, Model Fragility, and the Human Fix for Financial GenAI

  Moin Ahmad Moon*, Atif Hussain

  814-824

  • pdf

• Capitalizing on Diversity, Equity, and Inclusion in Organizations: Workforce Diversity as a Core Leadership Challenge for Sustainable Growth

  Muhammad Irfan Syed, Muhammad Ishaq Israr , Tahira Bano , Qaim Akbar Nimai, Aaitizaz Ahmad

  835-846

  • PDF

• Liquidity Profitability Trade-Offs And Dividend Policy: A Panel Data Analysis Of Non-Financial Firms

  Ahmad Salman, Dr. Akmal Shahzad Butt

  847-855

  • pdf

• Small And Medium Enterprises As An Engine Of Economic Growth: Evidence From Pakistan

  Azhar Iqbal, Wakeel Ur Rehman*, Abu Bakar Nawaz, Akram Samuel

  856-865

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• The Digital Divide And The Great Divergence: Internet Penetration, Economic Growth, And Income Inequality In A Panel Of 58 Countries (2000–2022)

  Muhammad Abu Bakar Iqbal*, Mohammad Usman Aftab, Junaid Akram

  866-876

  • pdf

• Enhancing AI-Based Investment Decision Quality: The Roles of Perceived AI Transparency, Algorithmic Fairness, Trust, and Financial Literacy

  Alsaf Bibi, Suresh Kumar, Syed Muhammad Shoaib Wasim, Zulfiqar Ali Rajper, Syed Muhammad Shoaib Wasim

  878-886

  • PDF

• Corporate Governance Laws And Their Impact On Startup Growth And Business Sustainability: A Comparative Study Of Pakistan And The Usa

  Shahzad Khalid , Muhammad Tahir Saleem, Tahir Mahmood , Gouhar Ali, Najam Ali, Hijab Batool

  887-893

  • pdf

• Unravelling Capital Investment Horizons: The Mediating Effect of Exchange Rate Volatility on Macroeconomic-Sectoral Investment Nexus in Pakistan

  Shahid Mehmood, Tahir Mehmood

  907-916

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• FinTech and SME Financing Constraints in Developing Economies: Complementarity, Substitution, and the Limits of Digital Credit

  Rafia Noreen, Muhammad Sajid , Faisal Amjad , Tayyiba Khalid

  917-924

  • PDF

• Artificial Intelligence, Fintech Adoption, And Entrepreneurial Ecosystem Development For Sme Growth And Financial Inclusion In Pakistan

  Dr. Mohammad Tahir, Rehaam Fatima Malik, Eman Fatima Malik, Mohammad Hassaan Malik

  925-940

  • pdf

• Social Performance Determinants of Global Islamic and Conventional Microfinance Institutions and Human Happiness

  Amat-ul Mateen Noor, Dr. Mohammad Ayaz , Dr. Muhammad Ather Ashraf

  941-954

  • pdf

• Firm Characteristics And Financing Decision: The Moderating Effect Of Covid-19 In Emerging Market

  Shafiq Ur Rehman*, Muhammad Awais, Rab Nawaz, Mahboob Ur Rahman

  955-962

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• Sustainability Governance Mechanisms and Financed Emission Mitigation: The Mediating Role of Greenwashing Risk in Islamic Banks

  Nabeel Raza, Dr. Danish Ahmed Siddiqui

  963-973

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• The Impact of Artificial Intelligence on Employment and Wage Inequality

  Syed Muhammad Haris Shah

  974-983

  • pdf

• Financial Deepening, Foreign Capital Inflows, and Economic Expansion in Pakistan: An ARDL Bounds Testing Approach

  Dr. Sanam Wagma Khattak, Muhammad Younas, Gulalay Javed

  984-995

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• Artificial Intelligence–Driven Financial Inclusion And Green Entrepreneurship: Examining The Role Of Digital Lending Platforms In Promoting Sustainable Sme Growth In Pakistan

  Mohsin Raza*, Raja A. Wahab, Atif Madad

  996-1006

  • pdf

• HOW FINANCIAL LITERACY BUFFERS THE INFLUENCE OF BEHAVIORAL BIASES ON INVESTMENT DECISION MAKING? EVIDENCE FROM AZAD JAMMU AND KASHMIR

  Muhammad Asad Ullah, Muhammad Kashif Saif, Shahzeen Bukhari

  1007-1016

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• A Study Of The Impact Of Fiscal Policies, Taxation Systems, And Financial Management Practices On Business Growth And Economic Development

  Ali Rafi

  1017-1026

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• The Impact Of The Unified Theory Of Acceptance And Use Of Technology (Utaut) On Online Purchase Intention: The Moderating Role Of Social Media Marketing Among University Students In Karachi.

  Sarfraz Khan Langah*, Omaish Kumar Turshani, Muhkam Uddin

  1027-1039

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• Impact of Liquidity and Financial Leverage on Firm’s Profitability- An Empirical Analysis of the Textile Industry of Pakistan

  Kashaf Sadaqat, Muhammad Muzammil

  1040-1050

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• Artificial Intelligence Adoption in Business Management: A Systematic Analysis of Current Practices and Future Directions

  Waqar Ali,  Afzal Mahmood, Muhammad Hassan Ghulam Muhammad.

  728-735

  • PDF

• The Impact of Food Affordability on the Human Development Index in Pakistan

  Nida Allah Loke, Prof. Dr. Muhammad Ilyas*, Dr. Ashfaq Ahmad

  1051-1058

  • pdf

• Artificial Intelligence Impact on Financial Reporting https://doi.org/10.5281/zenodo.20903941

  Muhammad Suffyan, Dr. Tanvir Sajid, Amna Naeem, Dr. Sajida Hafeez

  1059-1077

  • pdf