FinTech Disruption and Transformation in Banking: Mediating Effect of Artificial Intelligence. Advance Journal of Econometrics and Finance, [S. l.], v. 3, n. 2, p. 210–223, 2025. DOI: 10.63075/99vmf939. Disponível em: https://www.ajeaf.com/index.php/Journal/article/view/94. Acesso em: 18 apr. 2026.