FINTECH ADOPTION IN HR SYSTEMS: EFFECTS ON PAYROLL EFFICIENCY, EMPLOYEE SATISFACTION, AND ECONOMIC DIGITIZATION. Advance Journal of Econometrics and Finance, [S. l.], v. 4, n. 1, p. 2081–2096, 2026. DOI: 10.63075/5zmetc21. Disponível em: https://www.ajeaf.com/index.php/Journal/article/view/428. Acesso em: 26 jul. 2026.