Decentralized Digital Wallets in Pakistan and the UK: Leveraging Blockchain for Secure, Low-Cost Cross-Border Payments and Financial Inclusion . Advance Journal of Econometrics and Finance, [S. l.], v. 4, n. 2, p. 507–521, 2026. DOI: 10.63075/yg300g07. Disponível em: https://www.ajeaf.com/index.php/Journal/article/view/330. Acesso em: 15 may. 2026.