Decentralized Digital Wallets in Pakistan and the UK: Leveraging Blockchain for Secure, Low-Cost Cross-Border Payments and Financial Inclusion . Advance Journal of Econometrics and Finance, [S. l.], v. 4, n. 2, p. 507–520, 2026. DOI: 10.5281/zenodo.20555160. Disponível em: https://www.ajeaf.com/index.php/Journal/article/view/330. Acesso em: 29 jun. 2026.